Overview

The banking industry is experiencing a major transformation, fueled by rising customer experience expectations and banks’ need to reduce cost-to-serve. To stay ahead, banks must make two key shifts at the intersection of business and technology: enhance customer experience through faster adoption of digital platforms and deploy data products at scale across core processes and workflows, from front to back.

Offerings

Customer Acquisition Platform

Customer Acquisition Platform

We enable banks to deliver personalized experiences from the first interaction to application submission. Our solution increases conversion rates by enhancing banker engagement via self-service portals, customized landing pages and an AI-powered engine for lead prioritization and recommendations.
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Data Strategy & Products Build-out for AI-first Bank

Data Strategy & Products Build-out for AI-first Bank

We help banks unify data across lines of business using our 13-point Strategy-to-Execution Framework and GenAI-enabled data modernization toolkit. We unlock business value through tailored data strategy roadmaps and modernization of legacy processes.
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IncedoPay – Integrated Payables Platform

IncedoPay – Integrated Payables Platform

IncedoPay is a next-gen platform that seamlessly connects banks, enterprise payers and payees. By reducing friction in accounts payable it enhances efficiency, lowers operational costs and improves user experience.
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Mortgage Operations Modernization

Mortgage Operations Modernization

We drive efficiencies across mortgage origination and servicing through diagnostics, operating model redesign, automation and AI-led onboarding processes—improving margins and centralizing data management.
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Segments

retail-banking

Retail Banking

We enable banks to drive ROI through targeted customer acquisition and wallet share expansion by modernizing card platforms, lead management and loan origination with our deep domain expertise.

Retail Banking

payments

Payments

Through IncedoPay, we help financial institutions drive revenue, reduce costs and make data-driven decisions. The platform includes AP optimization, digital rails, AML screening, insights engine and self-serve capabilities.

Payments

commercial-banking

Commercial Banking

We address core challenges with solutions including product recommendations, payment and liquidity analytics, prospect identification and hyper-personalized banking—driving revenue, retention and faster payments.

Commercial Banking

home-landing

Home Lending

We support digital transformation across the home lending lifecycle—enabling operating model redesign, process automation and data & AI-led scaling. Results include reduced cost per loan, better compliance and improved customer retention.

Home Lending

compliance

Risk & Compliance

We modernize risk, compliance, fraud and cybersecurity using advanced AI and data solutions. Our capabilities help detect anomalies, navigate regulations and digitize collections with operational resilience.

Risk & Compliance

Solutions

Lighthouse for Retail Banking & Collections

Accelerate transformation with Lighthouse—our analytics-driven platform that combines risk insights, collection intelligence and personalized treatments for better recovery outcomes.

IntelliDoc + Knowledge-as-a-Service (KaaS) for Home Lending

Streamline document-heavy workflows using our intelligent document processing and KaaS solutions. Gain insights from unstructured data, reduce manual effort and ensure audit-readiness.

IntelliQA for Software Development Acceleration

Adopt shift-left testing with our AI-enabled quality engineering platform. Reduce defects, accelerate releases and ensure enterprise-grade quality with predictive risk insights.

Real-time Data Streaming for Channel Modernization

Enable omnichannel agility with real-time data pipelines, powering personalized experiences, product recommendations and low-latency, event-triggered actions.

Funding Desk Modernization

Reimagine working capital management with smart liquidity tracking, predictive analytics and integrated dashboards to optimize fund flows and improve treasury efficiency.

Data Search Platform for Financial Intelligence Units (FIUs)

Boost investigation speed with our AI-powered platform supporting federated searches, risk tagging and streamlined SAR preparation across fragmented datasets.

Customer Onboarding Transformation

Simplify onboarding with intuitive, compliant workflows. Reduce drop-offs and enhance user experience through automation and self-service tools.

Mortgage Marketing Personalization (Cross-sell/Upsell)

Use AI-led personalization to drive higher conversions and wallet share. Predict borrower needs and deliver contextual offers across digital and assisted channels.

Mortgage Origination & Servicing Optimization

Digitize the mortgage lifecycle with automated decision-making and intelligent servicing. Enhance borrower experiences and cut costs and risk.

Mortgage Onboarding

Enable fast, paperless onboarding with integrated LOS workflows, smart data capture, and automated credit evaluations—accelerating time-to-close.

IncedoPay for Integrated Payables

IncedoPay offers flexible payment options, transparent operations, and reduced support costs through self-service portals. It enables end-to-end payables automation and scalable supplier enablement—also offered as a standalone service.

Real-time Payments Transformation (Payee Choice)

Provide a self-service platform with multiple payment rails, real-time enrollment, payee insights, and comprehensive transaction reporting.

Supplier Enablement

Enhance supplier adoption through streamlined digital onboarding and payment visibility tools—fostering stronger relationships and operational efficiency.

Spend & Transaction Analytics

Harness AI-powered dashboards to analyze enterprise spend, detect anomalies, control leakages, and optimize procurement strategies.

Regulatory Compliance Solutions

Ensure end-to-end payment integrity with account validation, sanctions screening, and payee profile verification tools.

Payment Anomaly Detection

Use machine learning to flag real-time anomalies and fraud, triggering automated interventions to mitigate payment risks.

Payment Recommendation Engine

Make intelligent payment decisions with our engine that optimizes route, method, and timing based on cost, speed, and preferences.

Open Banking Account Validation Service

Validate account details instantly via open banking APIs—reducing transaction failures and building customer trust with secure, real-time verification.

Partners

Our strong technology stack, digital expertise and partnerships with leading technology companies enable us to deliver superior digital experiences and strategies that increase revenue streams.

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